# Точка (Точка Банк)

> Digital-first business bank and ecosystem for entrepreneurs and tech specialists

Точка is a digital bank and service ecosystem tailored for small businesses and entrepreneurs in Russia. Beyond banking, it is widely recognized in the tech community as an alternative employer offering flexible remote work, a flat culture, and strong employee autonomy.

Website: https://tochka.com/

## What it is for

- Manage SME and sole proprietor business finances digitally
- Find remote-friendly tech, product, and design roles in the CIS region
- Access automated bookkeeping, tax filing, and invoicing tools for small businesses

## Features

- Digital business banking and settlement accounts
- Automated accounting, tax preparation, and reporting for SMEs
- Flexible remote-first and hybrid hiring options
- Integrations with payment systems and retail acquiring
- Customer support and ecosystem services built specifically for entrepreneurs

## Pricing

Freemium. Free basic tier available; paid service plans vary based on business turnover and features.

## Details

- Type: other
- Category: [Business & Money](https://xiry.app/topics/business-money.md)
- Open source: no
- Platforms: Web, iOS, Android
- For: Entrepreneurs, small business owners, and tech professionals seeking remote-friendly employers in the CIS region
- Alternative to: Tinkoff Business, Alfa-Bank Business, Modulbank
- Tags: fintech, banking, remote work, sme, careers

## Why it was saved

- [@vorobyshek_, 13 May 2025](https://www.instagram.com/reel/DJmFgF2Nk3I/): Praised for genuinely respecting work-life balance, creative communication, and flexible remote-or-office employment terms.

## Related

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- [Remote Crypto Job Boards Directory](https://xiry.app/resources/remote-crypto-job-boards-directory): Curated directory of job boards and portals for finding remote Web3 roles (List, Free)
- [Remote OK](https://xiry.app/resources/remote-ok): Remote job board featuring transparent salaries and location filters (Website, Freemium)
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- [Automattic](https://xiry.app/resources/automattic): Fully distributed company behind WordPress.com, WooCommerce, Tumblr, and Beeper (Website, Free)
- [Lamoda](https://xiry.app/resources/lamoda): Major fashion e-commerce retailer offering flexible tech job opportunities across CIS (Free)

Updated 3 October 2026. Page: https://xiry.app/resources/tochka-tochka-bank

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