# PintoPay

> Crypto-funded virtual debit cards managed directly through a Telegram bot

PintoPay issues virtual and physical payment cards backed by cryptocurrency like USDT, allowing users to spend crypto at standard Visa and Mastercard payment terminals. It operates primarily through a Telegram mini-app, with instant setup and Apple Pay compatibility. It is particularly useful for travelers and digital nomads seeking quick access to foreign card payments without local bank accounts.

Website: https://pintopay.me/

## What it is for

- Pay for goods and subscriptions abroad where foreign credit cards are required
- Add a crypto-backed payment card to Apple Pay for contactless in-store purchases
- Send funds directly to other users via Telegram

## Features

- Instant card issuance via Telegram mini-app
- Apple Pay compatibility for contactless mobile payments
- Crypto funding via USDT (TRC-20) with automated fiat conversion
- P2P balance transfers between Telegram accounts
- Built-in eSIM data plan support

## Pricing

Paid. $35 card issuance fee (includes $10 cashback on first purchase); 2.5% crypto top-up fee

## Details

- Type: Web app
- Category: [Business & Money](https://xiry.app/topics/business-money.md)
- Open source: no
- Platforms: Web, iOS, Android, other
- For: Digital nomads, international travelers, and crypto users needing payment cards accepted globally
- Alternative to: RedotPay, Bybit Card, Moon
- Tags: crypto, fintech, payments, virtual card, apple pay, telegram bot

## Why it was saved

- [@rail_7k, 26 May 2025](https://www.instagram.com/reel/DKHyfCqi1VU/): Enables quick online payment and mobile contactless payments abroad without requiring foreign residency or complex document verification.

## Related

- [Bitazza TH](https://xiry.app/resources/bitazza-th): Regulated Thai cryptocurrency exchange offering crypto-backed virtual Visa cards. (Mobile app, Freemium)
- [Карта Crypto (Whitebird x Alfa-Bank Belarus)](https://xiry.app/resources/karta-crypto-whitebird-x-alfa-bank-belarus): Virtual Mastercard for remote crypto-to-fiat conversion and international payments. (Web app, Paid)
- [Airwallex](https://xiry.app/resources/airwallex): Global financial infrastructure for multi-currency business accounts, spend, and payments (Web app, Freemium)
- [Bybit Card](https://xiry.app/resources/bybit-card): Mastercard debit card for spending crypto balances directly at merchants worldwide (Web app, Freemium)
- [Remote Crypto Job Boards Directory](https://xiry.app/resources/remote-crypto-job-boards-directory): Curated directory of job boards and portals for finding remote Web3 roles (List, Free)
- [Alfa-Bank](https://xiry.app/resources/alfa-bank): Major private commercial bank and fintech employer in Russia (Free)

Updated 3 October 2026. Page: https://xiry.app/resources/pintopay

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