# IBT Visa Gold

> Tajikistani Visa card supporting remote issuance, foreign payment services, and SWIFT transfers

IBT Visa Gold is an international payment card issued by the International Bank of Tajikistan that can be obtained remotely. It allows users to pay for overseas services, receive inbound SWIFT transfers, and link accounts to platforms like PayPal, Google Pay, and Alipay.

Website: https://ibt.tj/cards/visa-gold

## What it is for

- Pay for international online services and subscriptions blocked on domestic cards
- Link to digital wallets including PayPal, Google Pay, Alipay, and WeChat
- Receive incoming SWIFT payments in USD or EUR with local currency withdrawal
- Top up card balances directly from Russian bank cards via phone number

## Features

- Physical plastic card with 3-year validity
- Virtual card option with up to 10-year validity
- Card issuance with remote application and delivery options
- Direct top-up support from Russian Mir cards using a phone number
- Compatibility with PayPal, Google Pay, Alipay, and WeChat
- Support for inbound SWIFT transfers in USD and EUR

## Pricing

Paid. $20 issuance fee plus $2/month maintenance fee

## Details

- Type: other
- Category: [Business & Money](https://xiry.app/topics/business-money.md)
- Open source: no
- Platforms: iOS, Android, Web, other
- For: Residents of Russia seeking cross-border payment methods and international banking services
- Alternative to: Bank of Georgia Visa, Bakai Bank Visa, Freedom Finance Kazakhstan Card
- Tags: banking, debit card, visa, cross border, swift, payments

## Why it was saved

- [@visa365.ru_moscow, 10 August 2026](https://www.instagram.com/reel/Db3LPqkoFmY/): Enables Russian residents to bypass payment restrictions, link to PayPal, Alipay, Google Pay, and WeChat, receive incoming SWIFT transfers in USD/EUR with quick SBP payout, and top up directly from Mir cards.

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Updated 3 October 2026. Page: https://xiry.app/resources/ibt-visa-gold

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